More payment methods

Bancontact

With 15 million in circulation, there are currently more Bancontact cards than there are Belgians. This makes it the market leader both online and at the point of sale. Bancontact is connected to 20 of the Belgium's banks, and its popularity is set to continue with more shoppers using its recurring payment solution.

Belgium
€0.11

+

Interchange+ + 0.60%
Documentation
Pricing
Bancontact logo

Dominant payment method in Belgium (±65% of BE Ecom)

Ensured security through strong customer authentication

Optimised user experience leveraging banking apps for authentication, leading to high conversion

Supports omnichannel shopper journeys

Payconiq by Bancontact

Payconiq logo

Payconiq by Bancontact

Enables merchants to receive payments based on a QR code. Shoppers scan this QR code via the Payconiq By Bancontact app or other payment apps supporting Payconiq on their smartphone and then confirm the amount to be paid.

  • Optimised for conversion: Payconiq By Bancontact has an optimised user experience leveraging banking apps for authentication, leading to high conversion

  • Preferred by shoppers: used for 80% of all Bancontact e-commerce

  • Great reach: supported in most of the major issuer apps natively, as well as the separate Payconiq By Bancontact app

How it works

  • Mobile shopping cart screen with a black t-shirt and backpack listed with prices and a checkout button
    Shopper proceeds to checkout
  • Mobile shopping cart screen displaying items for purchase and payment options including Payconiq by Bancontact
    Shopper selects Bancontact card from the list of payment methods available
  • Mobile checkout screen showing a T-shirt and backpack with prices and a credit card payment option
    Shopper can enter now the details of the Bancontact card
  • Checkout screen with transaction details and Bancontact payment verification instructions
    Shopper confirms payment though a card reader
  • Confirmation screen with a check mark and 'Thank you!' message on a mobile store app
    Payment complete
  • Adyen checkout page with payment options and order summary featuring a windbreaker and backpack
    Shopper selects Payconiq by Bancontact from available payment methods
  • Checkout screen with payment method selection and QR code for payment using Bancontact via Adyen
    QR code appears on the checkout page
  • Person reclining with a tablet showcasing Adyen checkout interface
    Shopper scans QR with the Payconiq supported app
  • Mobile screen displaying 'Your Bank' fingerprint login prompt with cancel button at the bottom
    Shopper confirms payment with PIN, fingerprint or face ID
  • Mobile screen showing successful transaction with a checkmark and 'Thank you!' message.
    Payment complete
  • Mobile shopping cart screen with a T-shirt and Backpack listed for checkout and a total summary
    Shopper proceeds to checkout
  • Mobile shopping cart interface displaying items, total cost, and payment options including Payconiq by Bancontact
    Shopper selects Payconiq by Bancontact from list of payment methods available
  • Mobile payment screen showing total amount due, card details, and Face ID verification prompt
    Shopper is redirected to the Payconiq by Bancontact app and is asked to authenticate (fingerprint/face-ID/PIN) to complete the payment
  • Screen showing a successful payment confirmation with a check mark and 'Thank you!' message.
    Consumer is redirected back to the merchant app and payment is confirmed

Features

Payment type
Cards
Channel
In person
Online
Available in
Europe
Belgium
Currencies
Settlement currency
EUR
Processing currency
EUR
Other
Refunds
Partial refunds
Multiple partial refunds
Multiple partial captures
3D Secure
Chargebacks
via SEPA direct debit
Local entity required
Sales day payout
Settlement delay
2 days
Recurring
Via SEPA direct debit

How to integrate payment methods

Already a customer

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Frequently Asked Questions

Frequently Asked Questions

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