More payment methods

Interac

Interac is Canada's local debit network. It offers customers a secure way to pay for goods and services in person and online. It's the leading in-person payment method in Canada and for some verticals, like everyday purchase categories, can represent 40-60% of transactions. Interac supports EMV, contactless (Flash) and mobile wallet payments.

For e-commerce transactions, Interac provides in-app web payment flow where an Interac card is used with Apple Pay, Google Pay and Samsung Pay. We see strong growth of the Apple Pay and Google Pay payment option, driven by the fact that most banks have chosen Interac for their debit cards in those wallets.

Debit & Flash
€0.11 + Interchange+ + 0.60%
In-app & Mobile web
€0.11 + Interchange+ + 0.60%
Documentation
Pricing
Interac logo

Cost efficient as network and interchange fees are lower than other cards

The only way to accept most debit cards in Canada at POS and through Apple Pay and Google Pay

Low risk of chargebacks

Minimal effort to implement, especially for merchants already offering Apple Pay and Google Pay via Adyen

How it works

  • Mobile screen showing a shopping cart with a T-shirt and a backpack and an Apple Pay checkout button.
    Shopper reviews the order and selects Apple Pay as payment method
  • Mobile payment screen showing a summary of items purchased, total amount, and confirmation prompt.
    Shopper reviews the payment information and confirms the payment
  • Smartphone screen showing a payment processed notification for ATB Financial Debit Card with a loading tracker.
    Payment complete
  • Mobile screen showing a virtual payment card with Interac logo and latest transaction on MyStore with Apple Pay.
    Shopper is able to see the successful transaction from the digital wallet

Features

Payment type
Mobile
Cards
Channel
Online
In person
Available in
North America
Canada
Currencies
Settlement currency
CAD
Processing currency
CAD
Other
Refunds
For Point of Sale the customer must be physically present to process a refund
Partial refunds
Only for Ecommerce
Multiple partial refunds
Only for Ecommerce
Multiple partial captures
3D Secure
Chargebacks
In case of technical errors and goods not received
Local entity required
Sales day payout
Settlement delay
3 days
Recurring

How to integrate payment methods

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Frequently Asked Questions

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