Capital
Provide access to the capital your users need to grow
Give users on your platform access to fast and flexible cash advances.
*Capital is currently not available in Singapore yet
Your platform, your brand
Fully embed user-friendly business financing directly into your platform.
Be a valued partner
Build lasting relationships by filling the funding gap for your users.
Share in the revenue
Receive earnings from capital advances at no cost. We absorb the credit risk.
Cash advances in one seamless experience
Help your platform users reach their ambitions by giving them access to business financing when they need it. All embedded in your platform.
Proactive risk assessments
Show cash advance offers based on historic payments data, not personal credit scores, to avoid awkward rejections.
Distribute funds within minutes
We handle every step from offer to transferring the funds, allowing you to provide capital to users in minutes.
Automated repayments
Repayments are automatically collected from incoming payments. Your users pay a fixed fee instead of interest.
Make business financing accessible to your users
Help your users get funds directly within your platform, allowing them to manage cash flows, scale operations, or invest in the tools they need to thrive.
Offer branded business financing thanks to our fully customizable solution
Automatically scale with us as our coverage grows globally
Get Capital up and running quickly by integrating our easy API solution
Reduce risk by leveraging our regulatory expertise and credit risk absorption
Create valuable relationships with users by proactively offering business financing
No delays, redirects, and third-party dependencies with our single platform
Get started with one simple integration
Start with an end-to-end business financing solution engineered for launching a fully branded experience fast.
Simple integration
Integrate Capital into your platform with just two core API endpoints. Fully customize the UX to give users a branded experience.
Single finance provider
Our proprietary banking infrastructure cuts transfer times and gives instant access to cash in the US and European markets.
Earn revenue
Receive Capital earnings by default and allow users to grow their business on your platform with an improved cash flow.
We own compliance
Capital is based on our global expertise and regulatory licenses, so you can help users grow without absorbing the risk.
What embedded business financing means for your business model
Discover how Capital can help your platform users grow.
Add flexible business financing to your product suite
Become the one-stop shop for your users’ crucial business needs
Seamlessly connect business financing to cards and accounts
Embed fully branded business financing
Grow the payments volume running through your platform
Help sellers increase volume on your marketplace by financing their inventory
Become the go-to platform for sellers to run their business
Empower sellers to buy inventory in bulk with cash advances
Remain in full control of the UX by integrating our APIs
Grow the payments volume running through your platform
A full banking suite on one platform
Give your users access to business financing using the same infrastructure you use to accept and process payments. Our financial technology platform gives you the flexibility to add solutions that work for your business.
Interested in the future of business financing experiences for platforms?
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¹Capital is currently only available for selected platforms in Europe, the UK, the US and Australia.
²Except if explicitly stated otherwise, Adyen N.V., not the platform, provides the capital.
³Funding is generally available within minutes on the Adyen platform.