More payment methods

girocard

girocard is one of Germany's most prevalent cards with over 100 million in circulation. Users can pay via chip and pin or contactless at over 840,000 POS terminals and use a network of over 58,000 ATMs

Germany
€0.11

+

Interchange+ + 0.60%
Documentation
Pricing
girocard logo

A single integration into our platform

We're a Netzbetreiber (network operator) within girocard's ecosystem

Secure payment method: EMV chip transactions

Contactless payments and refunds are supported

Subproducts

Girocard and Apple Pay contactless payment symbols

girocard Apple Pay

Apple Pay is now available to use with girocard, enabling cardholders to pay securely in-store and online with their iPhone, iPad, or iMac

  • Apple Pay and girocard combine reach and usability, making it a must-have-addition to your payment method mix in Germany

  • Chargebacks are not supported

  • With an existing Apple Pay integration, adding girocard is just a matter of configuration

  • Available throughout the Eurozone

How it works

  • Smartphone displaying a payment total of EUR 89.99 with Adyen interface and a Girocard on card reader.
    Shoppers can pay in store with their girocard via chip & PIN
  • Smartphone displaying Adyen payment interface with a virtual girocard ready for transaction.
    Contactless with their smartphone
  • Adyen payment terminal showing a girocard payment option on screen.
    Or contactless with their girocard debit card
  • Verifone card terminal with Adyen branding on screen showing busy status.
    Payment is authorized
  • Adyen payment terminal displaying an 'Approved' message with a green checkmark.
    Payment complete
  • Screenshot showing a mobile booking confirmation interface with Apple Pay option displayed.
    Shopper selects Apple Pay from the payment methods available
  • Mobile payment screen showing different payment options including a credit card and PayPal.
    Shopper confirms payment
  • Mobile payment screen showing transaction in progress with various payment options including Apple Pay
    Payment is being processed
  • Loading screen with a message thanking for a booking and asking for patience while payment confirmation is pending.
    Awaiting for the authorization response
  • A payment confirmation screen showing a FlixBus ticket purchase with Sparkassen-Card for 6.99 euros.
    Authorization is confirmed
  • Confirmation screen showing successful order placement with an option to return home.
    Transaction is completed

Features

Payment type
Cards
Channel
In person
Available in
Europe
Germany
Currencies
Settlement currency
EUR
Processing currency
EUR
Other
Refunds
Subsequent SEPA Credit Transfer transaction
Partial refunds
Subsequent SEPA Credit Transfer transaction
Multiple partial refunds
Subsequent SEPA Credit Transfer transaction
Multiple partial captures
Only 1st capture is guaranteed
3D Secure
POS: No; Apple Pay Ecommerce: Yes
Chargebacks
Local entity required
Sales day payout
Settlement delay
2 days
Recurring
POS: Yes; Apple Pay Ecommerce: No

How to integrate payment methods

Already a customer

If you are an Adyen customer, you can simply request a new payment method in the Customer Area.

Log in

Not a customer

Contact our team and we will help you set up a test account where you can explore our platform and payment methods.

Contact

Frequently Asked Questions

Want to see how people pay in other countries?

Browse and filter 100+ payment methods on region, channel, and more.

Go to payment method explorer