WeChat Pay
WeChat Pay is a digital wallet connected to the eponymous Chinese superapp. In recent years it has quickly become a vital payment method for businesses wanting to reach Chinese shoppers, both home and abroad. WeChat has evolved into an ecosystem that allows Chinese shoppers to chat, browse, and make payments, all in one place - making shopping as easy as chatting to your friends.
Payment pricing
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1.2 Billion monthly active users & 800 million monthly payment active users
79% penetration in China and responsible for 34% of total mobile data traffic
Cross-border settlements: payouts supported in multiple currencies
Subproducts
QR Code
1. Desktop QR On Desktop browser, after selecting for WeChatPay as a payment method merchant checkout, a QR code appears. The shopper then opens WeChat app on their mobile phone and scans the barcode displayed on the browser page to complete the payment. 2. Dynamic Ternimal QR (on POS) On point of sale, Merchants can display the QR code on the terminal and shoppers can open their WeChat app on their mobile phones to scan the QR code to complete payment.
Mobile Flows
3. H5 Flow (Deeplink) On Mobile browser, shopper selects WeChatPay as a payment method on Merchant checkout, and as redirected from the browser into the WeChatPay app to complete the payment before being redirected back to the Merchant browser. Though a very generic way to pay on mobile, please note that there is extra security applications required for this flow and not all Merchants will be approved by TenPay's risk and compliance teams. 4. In App (App to App)* If a Merchant has a mobile app store, the Merchant will have to integrate with the WeChatPay SDK to support payment methods in the Merchant's own app store.
Mobile - In WeChat app
5. Official Account* Usually popular in more Chinese speaking markets, Merchants can consider building a profile page on the WeChat social site and prompt shoppers to select products and complete payment within the WeChat social site environment. The payment will still go through Adyen. 6. Mini Program* Another spin on Official Accounts, a Mini Program is like a website within the WeChat social site where more customizations from the Merchant are possible and shoppers can select products and complete payment within that environment.
*Please note that there are extra security applications required for this flow and not all Merchants will be approved by TenPay's risk and compliance teams.
How it works
Features
Frequently Asked Questions
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