Guides and reports

Everything you need to know about card-on-file

Card-on-file can create a seamless checkout experience for customers and improve business performance. Learn how it works and how it adds value to the shopper experience.

October 24, 2022
 ·  6 minutes
Stack of cards with Adyen security features highlighted on the topmost card.

Card-on-file transactions lie at the heart of several types of business models, from digital subscriptions to retail, and can enable seamless customer experiences. When done right, card-on-file can lead to a higher performance, better risk management, and new cross-channel experiences for cardholders.

Stylized illustration of a man with a security key at an Adyen online payment security interface.
Stylized illustration featuring individuals in various activities like walking, cycling, and pushing a luggage trolley.
Stylized credit card emerging from cascade of browsers indicating secure online payment.

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