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Optimize costs with Enhanced Scheme Data

Discover how Enhanced Scheme Data leads to reduced interchange fees and helps lower the cost of accepting payments in the US for Mastercard and Visa transactions.

November 2, 2023
 ·  6 minutes
Elderly woman making a contactless payment at a store checkout with Adyen payment terminal.

The current macroeconomic landscape and rising inflation make optimizing costs more important than ever. Failing to optimize costs in a challenging economic scenario could lead to reduced profit margins, financial strain, and potential risks to business growth. Therefore, businesses need to identify cost-saving opportunities and find new ways to save money and drive value.

Data is a powerful tool, serving various purposes to drive business value. One way of using it to improve efficiency, increase profitability, and optimize costs is through Enhanced Scheme Data (ESD). By sending additional data to card schemes about your customers’ purchases along with eligible US transactions, you can unlock value for your business and save money by reducing interchange fees. 

With Adyen, you can easily send ESD through one simple integration. We cover the most common types of data: Level 2 and Level 3 data, as well as other industry-specific data from lodging, airline, car rental, and temporary services.

In this article, you’ll discover how ESD can help optimize costs, benefit your customers, and increase financial sustainability regardless of economic state.

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