Create physical or virtual payment cards

Custom Card Experiences

When working with traditional issuers, you often have to conform to a predetermined card experience, and there is little to no flexibility to change it. An integration with Adyen Issuing allows you to take full control of the card experience, and design it in a way that works for your card holders.

Faster Cash Flow

An integration with the Adyen platform enables you to consolidate issuing and acquiring with one provider, instead of having a setup with a separate issuing and acquiring bank. On top of that, all of our products and solutions are built in house which allows for a seamless cash flow from incoming funds through payments to funds for spending with cards issued by Adyen.

Simplified Set Up

When working with traditional issuing banks, you will almost always end up with a complex multi-provider set up. Maintaining multiple partnerships and integrations often costs a lot of resources and increases risk. With Adyen, you only need one integration to design, create and manage your card programme.

Centralized Transaction Data

Another benefit of combining Adyen’s payment and issuing solution are direct and actionable transaction data insights. The time you would have spent on aggregating the data from different providers you will now be able to spend on making cost-saving data-driven decisions.

Time for Your Business

Traditional setups for paying your suppliers like wire transfers, ACH, and paper cheques cost your business a lot of operational time and cost. With Adyen Issuing, you can spend this valuable time on your business by automating your payment setup.

Fast Cash Flow

Working with a separate acquiring and issuing bank often creates delays in making incoming funds available for payouts. Adyen is a licensed acquiring and issuing bank, and our single platform seamlessly bridges your incoming and outgoing funds. This speeds up processing time and reduces risk for your business.

Customizability

Where traditionally your business had to conform to the card experience that was defined by your issuing bank, Adyen Issuing offers full flexibility to design your own. You know what your users need better than anyone, and we enable you to offer an experience that matches that.

Spend Controls

No longer deal with expense issues after they’ve been made, but use spend controls to limit spending based on amount, location, business type, and much more.

Coverage and Compliance

To get coverage across regions often meant working with multiple issuers, resulting in complex multi-provider setups. Adyen Issuing has international coverage and deals with the complexity of local compliance for you.

For Your Users

SMB’s using your platform have had to deal with an external issuing bank that offers a ‘one-fits-all’ solution that is not tailored to their needs. You know exactly what your users need, and Adyen Issuing allows you to create and embed the perfect card experience in your platform. The report by BCG shows that this is a real opportunity because 60% of SMBs are interested in card products offered by their platform.

One Ecosystem

When your users work with an external Issuing bank, payouts cause delays, and for SMB’s this time can make or break their business. Payouts also mean that funds leave the ecosystem of your platform. With Adyen Issuing, funds will remain in the same ecosystem and your users can spend their incoming funds instantly with a platform branded card.

You can either integrate with Adyen Issuing as a stand-alone issuing solution, or combine it with our Adyen for Platforms offering.

Adyen Issuing is currently available for businesses in the US, UK, and Europe only. If you want to learn more about Adyen Issuing, or you would like to schedule a demo, get in touch here.

As soon as your customers or users start processing with the cards you issue, you will receive a share of the interchange fees. Read about the details on our interchange-- pricing page.